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Made in Ghana for businesses across Africa

Point of sale for the way Africa trades.

Sell at the counter or online, take cash or MoMo, keep every branch's stock right and text customers their receipts. Zoka puts your POS, inventory, online shop, invoices and accounts in one place.

Get started with Zoka See plans from GH₵99
  • Keeps selling when the internet drops
  • Mobile Money ready
  • Local support in Ghana
The Zoka POS sale screen for a restaurant, with a photo menu of shawarma, jollof and banku dishes, category tabs and a current sale of eight items totalling GH₵515.00.
Explore Zoka
  • Provision shops
  • Chop bars
  • Pharmacies
  • Boutiques
  • Supermarkets
  • Cold stores
  • Electronics shops
  • Cafés
  • Hardware stores
  • Barbers & salons
  • SMEs & service firms
  • Fresh produce
  • Wholesalers

Made for the way you sell.

A chop bar, a pharmacy, a supermarket and a consulting firm don't work the same way. Pick yours and see what Zoka does for it.

Faster tables, calmer shifts, happier guests.

Take orders, send them to the kitchen, settle the right payment and keep every shift visible, even when the connection drops.

Explore Restaurant POS

Scan, discount, receipt, next customer.

Give cashiers fast barcode checkout while you keep customers, pricing, stock and branch performance in one clear view.

Explore Retail POS

Stop losing money to expired stock.

Track batches, expiry dates and first-expiry-first-out selling while the counter stays quick and every branch accountable.

Explore Pharmacy POS

Know what is in every location.

Connect receiving, stock movement, transfers and replenishment so goods move without losing the record.

Explore Warehouse inventory

Every instalment, easy to follow.

Keep customer accounts, items, payment history and outstanding balances together from the first sale to the final receipt.

Explore Hire purchase

Invoice, get paid and keep the books.

Send invoices and quotes with MoMo pay links, record expenses and see profit and loss without a spreadsheet.

Explore SME tools

One sale. Everything updated.

Every sale in Zoka also updates your stock, payments, customer record and reports. Here's what that looks like.

  1. Step 1Scan or tap the item

    Barcode, search or a picture menu. Quantities, packs and discounts take a tap, so the queue keeps moving.

  2. Step 2Take cash, MoMo or card

    The cashier picks how the customer paid. Cash and Mobile Money stay separate, so the register adds up at close.

  3. Step 3Stock counts itself down

    The sale takes the item off the shelf count for that branch. Low stock gets flagged before it runs out.

  4. Step 4The customer gets a receipt

    Print it, or send it by SMS. Their purchase history lands on their customer record too.

  5. Step 5Your dashboard is already up to date

    Revenue, best sellers and payment totals update as you sell. No evening spent adding up notebooks.

Online shop included

Your POS is also your online shop.

Switch on a storefront from the same Zoka account. Products, prices, photos and stock come straight from your POS, so there is no separate e-commerce website to build or catalogue to keep in sync.

  • Your own domain

    Customers order at your web address, like yourshop.com.gh, with your shop name and brand colour.

  • One stock count

    Online orders and counter sales draw from the same inventory, so you never sell what you don't have.

  • Paid by MoMo or card

    Customers pay through your own Paystack, Moolre or Hubtel account, or on delivery if you allow it.

  • Pickup or delivery

    Orders land in Zoka next to your counter sales, ready to prepare, pack and hand over.

Retail and restaurant templates Included on Standard
A Zoka online storefront for a grocery shop, listing Gino tomato mix and Geisha soap products with prices in cedis, and an order panel with pickup or delivery and a GH₵116.00 checkout button.
A smiling diner taps his phone on a handheld payment terminal held out by a server at a restaurant table.
  • Cash
  • Mobile Money
  • Card
  • Bank transfer

Get paid the way your customers pay.

Some customers pay with MTN MoMo, Telecel Cash or AT Money, others with cash, and some pay by card or transfer. Zoka records each one separately at checkout, so cash-up at the end of the day takes minutes.

  • Split by method. Cash, MoMo, card and transfer each have their own total for every register and shift.
  • Connect your own gateway. Eligible businesses can link their Paystack, Moolre or Hubtel account to collect payments directly.
  • Payment links on invoices. Send an invoice and the customer pays from their phone.

We accept

  • MTN Mobile Money
  • Telecel Cash
  • AT Money
  • Visa
  • Mastercard

Payment partners

  • Hubtel
  • Moolre
  • Paystack

Built in Ghana. Ready for the rest of the continent.

Strong where your business needs it.

Fast at the counter, careful with your records, and simple enough that new staff pick it up on their first shift.

The network can drop. Your checkout keeps going.

Zoka saves approved offline sales on the device and syncs them when the connection comes back.

Every branch, one business.

See stock by branch, move items between locations and choose which staff can open each one.

See what's behind the total.

Revenue, best sellers, payment methods, low stock, expenses, profit and register movement, without rebuilding the numbers in a spreadsheet.

Explore reports and accounting

VAT invoices that look the part.

Branded VAT invoices, quotes, receipts, credit notes and recurring billing, GRA compliant, with NHIL, GETFund and VAT broken out line by line.

Everyone gets the right access.

Roles, cashier PINs, registers and an audit trail show who did what, and when.

Text customers without leaving Zoka.

Send receipts, invoices and payment links by SMS, remind customers about balances and message customer groups about offers, all under your own sender name. Top up SMS credits right inside Zoka.

GRA-compliant VAT

NHIL, GETFund and VAT, worked out on every sale.

Zoka is GRA compliant. Load Ghana's retail taxes in one click and Zoka calculates them exactly as GRA's VAT and levies calculator does, on the till, on VAT invoices and in your online shop. Decide once whether your prices already include tax or have it added at checkout.

  • Tax-inclusive or tax-exclusive pricing, company wide
  • Issue VAT invoices with NHIL, GETFund and VAT itemised
  • Each tax listed on receipts, invoices and quotes
  • Choose where every tax applies: POS, invoices, online store
  • Add your own rates and order them as you like
  • Show the tax you collect on your profit and loss
Get started How taxes work in Zoka

VAT & levies

Final cost (inclusive)GH₵ 100
Taxable value
GH₵ 83.34
NHIL (2.5%)
GH₵ 2.08
GETFund Levy (2.5%)
GH₵ 2.08
VAT (15%)
GH₵ 12.50
Final cost
GH₵ 100.00

Also from Zoka

Keep customers coming back after the sale.

Affordable customer messaging for businesses that keep moving. Send campaigns, order updates, reminders and birthday wishes from a workspace made for growing African teams.

  • From GH₵0.03 per SMS
  • Credits never expire
  • Personalise from Excel or CSV
Explore Zoka SMS Create a free workspace
A young woman with braids smiles broadly as she reads a message on her phone against a warm cream background.

Set up today. Sell this afternoon.

Zoka grows with you. Start with the essentials, bring your team in, then use the numbers to decide what's next.

  1. Create your business

    Add your company, branch, currency and the selling settings that fit how you work.

  2. Add your products

    Set up items, barcodes, categories, prices and opening stock, or import them in one go.

  3. Start selling

    Invite your staff with the right access, open the POS and ring up your first sale.

A plan for the business you're building.

Start from GH₵99 a month. Pick the branches and team size you need now, and move up when you grow.

Starter

For small shops and one-branch operations.

GH₵ 99 / month
Billed monthly
1 branchUp to 2 usersUp to 200 productsNo storefront
  • Classic POS with offline selling
  • Inventory and low-stock alerts
  • Sales and purchase tracking
  • Customer records and receipts
  • GRA-compliant VAT, NHIL and GETFund
  • VAT invoices and tax receipts
  • Core business reports
  • Standard support
Choose Starter
Most popular

Standard

For growing teams operating across several branches.

GH₵ 299 / month
Billed monthly
Up to 3 branchesUp to 10 usersUnlimited products1 storefront
  • Everything in Starter
  • Classic and Modern POS layouts
  • Product images
  • Accounting, advanced reports and cash registers
  • Tax collected and profit after tax on your P&L
  • Branch-level inventory and reporting
  • 1 online storefront with a custom domain
  • Standard support
Choose Standard

Enterprise

For larger operations that need a tailored setup.

Contact sales
Tailored quote for your operation
Tailored capacityTailored capacityUnlimited productsContract-defined storefronts
  • Everything in Standard
  • Custom branch and team capacity
  • Custom integrations and API access
  • Dedicated onboarding and support
  • Tailored commercial terms
Talk to sales

All prices are in Ghana cedis. Every plan is GRA compliant, with VAT invoices included. Pay yearly and get two months free. Compare every plan

Questions, answered.

The practical things businesses usually ask before choosing Zoka.

Still have a question? Talk to us.
What is Zoka POS?

Zoka is point-of-sale and business management software built for retailers, restaurants, pharmacies, warehouse teams, small and medium businesses and businesses that sell on terms across Ghana and Africa. It connects checkout, inventory, purchases, customers, invoicing, accounting, SMS and an online shop in one system.

Does Zoka work when the internet is down?

Yes. When offline selling is enabled, the Zoka POS can continue recording sales on the device and sync them when the connection returns. This helps a busy counter keep moving through temporary connectivity problems.

Can Zoka record Mobile Money payments?

Yes. Cashiers can record Mobile Money alongside cash, card, bank transfer and other configured payment methods. Eligible businesses can also configure direct payment collection.

Is Zoka suitable for businesses with several branches?

Yes. Zoka supports branch-level inventory, staff access and reporting. Standard supports up to three branches, while Enterprise is tailored to the size and operating model of your organisation.

Is Zoka GRA compliant, and can I issue VAT invoices?

Yes. Zoka is GRA compliant: it calculates Ghana's NHIL, GETFund Levy and VAT on POS sales, invoices and online orders, with tax-inclusive or tax-exclusive pricing, and you can issue VAT invoices that list each tax. Zoka records the tax you charge; filing your returns with GRA stays with you or your accountant.

Can Zoka run on the devices I already own?

Zoka runs in a modern web browser and is designed for desktops, laptops, tablets and phones. Your setup can also include common POS accessories such as barcode scanners and receipt printers.

Ready to run a sharper business?

Bring your checkout, stock, customers and reports into one clear workspace.

Create your account Talk to our team
  • Local support
  • Simple onboarding
  • Cancel anytime